SHGB CERTIFICATE IS CURRENTLY MORTGAGED AT THE BANK WITH REMAINING PAYMENT TO BE ACCELERATED, PENALTIES ETC -+360 MILLION (REMAINING TIME 4 YEARS) THE SELLING PRICE IS ALREADY THE PRICE INCLUDING BANK SETTLEMENT. IF THE PROSPECTIVE BUYER IS INTERESTED, IT CAN BE DIRECTLY SETTLED AT THE BANK TOGETHER WITH THE OWNER (NOT INCLUDING NOTARY FEES AND TRANSFER TAX).